Mastercard Dynamic Yield (personalization, Experience OS Agents, Shopping Muse)
by Mastercard
Dynamic Yield is Mastercard's personalization platform. The AI page describes it as hyper-personalized consumer experiences using advanced AI and numerous data sources for real-time recommendations; the product navigation lists use cases (recommendations, segmentation, targeting, journey orchestration, optimization, search) and products including Experience OS Agents (AI specialists for marketers), Shopping Muse and Experience APIs, which I did not read. Its compliance page lists GDPR, CCPA, SOC 2 Type II, ISO 27001/27017/27018/27701, IMDA Accreditation@SG Digital and a CSA STAR listing, with certificate PDFs linked; dates and scope are not shown and the certificates were not read. Rated medium: behavioral and profile data are used for personalization at scale, offset by a strong product-level assurance set. Open points are how Dynamic Yield uses Mastercard network or transaction data (the 'Mastercard advantage' page was not read), whether customer data is used to train models, and the data flows of its agents and shopping assistant, including any third-party model providers.
Transparency Score
Weighted across four pillars · updated October 9, 2026
Capabilities
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Potential Risks
1 considerations identified
Review recommended before use
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