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TestGorilla is an AI-powered pre-employment testing and talent assessment platform designed to help organizations evaluate candidates' skills, cognitive abilities, and personality traits. The service offers a library of scientifically validated tests, including coding assessments, situational judgment tests, and role-specific skills evaluations. TestGorilla leverages AI to automate test scoring, provide insights into candidate performance, and reduce hiring bias by focusing on objective metrics. The platform is used by HR teams and recruiters to streamline the hiring process and improve candidate selection.

Modulr is a payments automation platform (accounts, card issuing, pay-outs, pay-ins, fraud & risk controls) via a single API, used for payroll, accounts payable, travel, and lending workflows. Its Fraud & Risk product applies automated rules, guardrails, and monitoring to detect and prevent fraudulent transactions and enforce policy checks in real time. No dedicated customer-facing 'AI' branding was found on the site; this entry reflects the automated/rules-based decisioning logic embedded in the Fraud & Risk product.

Fathom (fathomhq.com) provides financial management, reporting, and forecasting software featuring an AI tool called Commentary Writer that drafts context-aware financial narratives for business reports.

OpenPayd's Talent Acquisition AI is used internally within its hiring process, per its published Talent Acquisition AI Transparency and Privacy Notice. OpenPayd itself is a Banking-as-a-Service/embedded finance infrastructure provider (accounts, payments, FX, virtual IBANs, digital assets); no customer-facing AI product was found on its site. This entry reflects internal AI use in recruitment only.

BILL's AI-enabled financial software platform creates connections between its customers, their suppliers, and their clients, helping businesses manage their cash inflows and outflows. It uses AI to automate back-office financial processes, including AP (Accounts Payable), AR (Accounts Receivable), spend management, and expense management. The platform also features an Intelligent Virtual Assistant to simplify tasks like setting up international payments and avoiding costly mistakes.

TrueLayer is an open banking payments platform (Pay by Bank) connecting merchants to 24M+ consumers for account-to-account payments, payouts, and recurring payments. Its Credit and Verification add-on products use real-time transaction data and automated decisioning/scoring to assess affordability and approve customers at checkout, and its Data API personalizes payment experiences based on real-time financial data analysis. No dedicated customer-facing 'AI' branding was found on the site; this entry reflects the data-driven decisioning logic embedded in these products.